The Mortgage Process: What You Need to Know [INFOGRAPHIC]

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The Mortgage Process: What You Need to Know [INFOGRAPHIC] | Simplifying The Market

Some Highlights:

  • Many buyers are purchasing a home with a down payment as little as 3%.
  • You may already qualify for a loan, even if you don’t have perfect credit.
  • Take advantage of the knowledge of your local professionals who are there to help you determine how much you can afford.

 

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Zach@ZachKidd.com

The Veteran Realtor®.

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Serving the Florida Suncoast, including Dunedin, Gulfport, South Pasadena, St. Petersburg, St. Pete Beach, Treasure Island, and nearby areas.

The Fall 2017 Edition of my guide, “Things to Consider When Buying a Home” is now available

First Time Home Buyers / For Buyers / Housing Market Updates / Move-Up Buyers / Real Estate   Leave a comment

Are you considering buying a home? My free guide has the answers to common questions, and information you didn’t even know you needed!

Trust Matters – Why You Don’t Want to Hear This from Your Listing Agent

First Time Home Buyers / For Buyers / For Sellers   Leave a comment

You Don't Want to Hear This from Your Listing Agent | Simplifying The MarketYou’ve decided to sell your house. You begin to interview potential real estate agents to help you through the process. You need someone you trust enough to: Set the market value on possibly the largest asset your family owns (your home) Set the time schedule for the successful liquidation of that asset Set the fee […]

Inventory Mismatch – A Tale of Two Markets: A 6-Month Update

First Time Home Buyers / For Buyers / For Sellers / Housing Market Updates / Move-Up Buyers   Leave a comment

Six months ago, we reported that the mismatch between the type of inventory of homes for sale and the demand of buyers in the US was causing the formation of two markets. Above the threshold, it’s a buyer’s market. Below the threshold, it’s a seller’s market.

Don’t Disqualify Yourself… 52% of Approved Loans Have A FICO® Score Under 750

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Don’t Disqualify Yourself… 52% of Approved Loans Have A FICO® Score Under 750 | Simplifying The MarketThe results of countless studies have shown that potential home buyers, and even current homeowners, have an inflated view of what is really required to qualify for a mortgage in today’s market. One such study by the Wharton School of Business at the University of Pennsylvania revealed that many millennials have not yet considered purchasing homes simply because […]