Tips to boost your credit score

If you want to buy a house (or car, etc.), your credit score can make a huge difference in the programs you qualify for and the rate that you pay. That could mean an additional savings (or expense!) of hundreds of dollars a month.

And for the love of all things holy, if you already have a pre-approval for a mortgage, don’t do anything that could affect your credit!

Zach@ZachKidd.com

The Veteran Realtor® - The Realtor® that makes money FOR you!

Serving the Florida Suncoast, including Dunedin, Gulfport, South Pasadena, St. Petersburg, St. Pete Beach, Treasure Island, and nearby areas.

Get started now! Simply call me at (813) 489-9789

   

93% Believe Homeownership Is Important in Attaining the American Dream

93% Believe Homeownership Is Important in Attaining the American Dream | Simplifying The MarketAmericans continue to believe that homeownership is important in achieving the American Dream. A recent survey by NeighborWorks America reported that: “Owning a home remains a core element of the American Dream.” When asked “How important a part of the American dream is owning a home?” 18% of those surveyed said it was the most […]

The Mortgage Process: What You Need to Know [INFOGRAPHIC]

 

The Mortgage Process: What You Need to Know [INFOGRAPHIC] | Simplifying The Market

Some Highlights:

  • Many buyers are purchasing a home with a down payment as little as 3%.
  • You may already qualify for a loan, even if you don’t have perfect credit.
  • Take advantage of the knowledge of your local professionals who are there to help you determine how much you can afford.

 

Zach@ZachKidd.com

The Veteran Realtor® - The Realtor® that makes money FOR you!

Serving the Florida Suncoast, including Dunedin, Gulfport, South Pasadena, St. Petersburg, St. Pete Beach, Treasure Island, and nearby areas.

Get started now! Simply call me at (813) 489-9789

   

Simplifying the Market™Simplifying the Market™

Trust Matters – Why You Don’t Want to Hear This from Your Listing Agent

You Don't Want to Hear This from Your Listing Agent | Simplifying The MarketYou’ve decided to sell your house. You begin to interview potential real estate agents to help you through the process. You need someone you trust enough to: Set the market value on possibly the largest asset your family owns (your home) Set the time schedule for the successful liquidation of that asset Set the fee […]

Inventory Mismatch – A Tale of Two Markets: A 6-Month Update

Six months ago, we reported that the mismatch between the type of inventory of homes for sale and the demand of buyers in the US was causing the formation of two markets. Above the threshold, it’s a buyer’s market. Below the threshold, it’s a seller’s market.

Don’t Disqualify Yourself… 52% of Approved Loans Have A FICO® Score Under 750

Don’t Disqualify Yourself… 52% of Approved Loans Have A FICO® Score Under 750 | Simplifying The MarketThe results of countless studies have shown that potential home buyers, and even current homeowners, have an inflated view of what is really required to qualify for a mortgage in today’s market. One such study by the Wharton School of Business at the University of Pennsylvania revealed that many millennials have not yet considered purchasing homes simply because […]