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		<title>A Rising Tide</title>
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		<description>It all started from a simple quote, &quot;A Rising Tide lifts all boats&quot; - John F. Kennedy.

Why not do a podcast with all of the amazing people I know and meet?

They have great stories and valuable content – far more than I could ever hope to produce on my own.

We can help people learn about all of the aspects of home purchase, ownership, and sales, plus some other great bonus content on topics that I love, like Veteran causes, and Pet Fostering and Adoption.</description>
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		<copyright>© 2025 Zach Kidd, Realtor®</copyright>
		<itunes:subtitle>Clearwater Florida</itunes:subtitle>
		<itunes:author>Zach Kidd, Realtor®</itunes:author>
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		<itunes:summary>It all started from a simple quote, &quot;A Rising Tide lifts all boats&quot; - John F. Kennedy.

Why not do a podcast with all of the amazing people I know and meet?

They have great stories and valuable content – far more than I could ever hope to produce on my own.

We can help people learn about all of the aspects of home purchase, ownership, and sales, plus some other great bonus content on topics that I love, like Veteran causes, and Pet Fostering and Adoption.</itunes:summary>
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		<googleplay:author><![CDATA[Zach Kidd, Realtor®]]></googleplay:author>
			<googleplay:email>Podcast@ZachKidd.com</googleplay:email>			<googleplay:description>It all started from a simple quote, &quot;A Rising Tide lifts all boats&quot; - John F. Kennedy.

Why not do a podcast with all of the amazing people I know and meet?

They have great stories and valuable content – far more than I could ever hope to produce on my own.

We can help people learn about all of the aspects of home purchase, ownership, and sales, plus some other great bonus content on topics that I love, like Veteran causes, and Pet Fostering and Adoption.</googleplay:description>
			<googleplay:explicit>Yes</googleplay:explicit>
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	<title>Ryan Speltz &#8211; Creative First Mortgage</title>
	<link>https://zachkidd.com/podcast/ryan-speltz-creative-first-mortgage</link>
	<pubDate>Tue, 01 Jul 2025 00:50:25 +0000</pubDate>
	<dc:creator><![CDATA[Zach Kidd, Realtor®]]></dc:creator>
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	<description><![CDATA[The opposite of a Big Box lender, Ryan Speltz pivoted his business model to providing solutions for a variety of home buyer/owner scenarios.]]></description>
	<itunes:subtitle><![CDATA[The opposite of a Big Box lender, Ryan Speltz pivoted his business model to providing solutions for a variety of home buyer/owner scenarios.]]></itunes:subtitle>
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	<content:encoded><![CDATA[The opposite of a Big Box lender, Ryan Speltz pivoted his business model to providing solutions for a variety of home buyer/owner scenarios.]]></content:encoded>
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	<itunes:summary><![CDATA[The opposite of a Big Box lender, Ryan Speltz pivoted his business model to providing solutions for a variety of home buyer/owner scenarios.]]></itunes:summary>
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	<itunes:author><![CDATA[Zach Kidd, Realtor®]]></itunes:author>	<googleplay:description><![CDATA[The opposite of a Big Box lender, Ryan Speltz pivoted his business model to providing solutions for a variety of home buyer/owner scenarios.]]></googleplay:description>
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	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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<item>
	<title>Ep 6 &#8211; Lender Christina Carroll</title>
	<link>https://zachkidd.com/podcast/ep-6-lender-christina-carroll</link>
	<pubDate>Tue, 24 Sep 2024 14:20:44 +0000</pubDate>
	<dc:creator><![CDATA[Zach Kidd, Realtor®]]></dc:creator>
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	<description><![CDATA[The VA 6-pack Deal (WOW!); Bouncing Back After Adversity; and First Time Homebuyer Intel.

Based in St Petersburg, Florida, Christina is a powerhouse of lender information, including some great investor perspective and strategies!]]></description>
	<itunes:subtitle><![CDATA[The VA 6-pack Deal (WOW!); Bouncing Back After Adversity; and First Time Homebuyer Intel.

Based in St Petersburg, Florida, Christina is a powerhouse of lender information, including some great investor perspective and strategies!]]></itunes:subtitle>
	<content:encoded><![CDATA[The VA 6-pack Deal (WOW!); Bouncing Back After Adversity; and First Time Homebuyer Intel.

Based in St Petersburg, Florida, Christina is a powerhouse of lender information, including some great investor perspective and strategies!]]></content:encoded>
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	<itunes:summary><![CDATA[The VA 6-pack Deal (WOW!); Bouncing Back After Adversity; and First Time Homebuyer Intel.

Based in St Petersburg, Florida, Christina is a powerhouse of lender information, including some great investor perspective and strategies!]]></itunes:summary>
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	<itunes:duration>1:06</itunes:duration>
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Based in St Petersburg, Florida, Christina is a powerhouse of lender information, including some great investor perspective and strategies!]]></googleplay:description>
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	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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<item>
	<title>Ep 5 &#8211; Lender Shirley DeLoach</title>
	<link>https://zachkidd.com/podcast/45-minutes-with-lender-shirley-deloach</link>
	<pubDate>Fri, 13 Sep 2024 20:18:17 +0000</pubDate>
	<dc:creator><![CDATA[Zach Kidd, Realtor®]]></dc:creator>
	<guid isPermaLink="false">https://zachkidd.com/?post_type=podcast&#038;p=2795</guid>
	<description><![CDATA[Shirley DeLoach has an incredible amount of mortgage lending experience, including serving as an underwriter with final approval power over loans.

In this Podcast Interview we cover many aspects, from First Time Homebuyers, to Condo Loans, and touch on Reverse Mortgages.]]></description>
	<itunes:subtitle><![CDATA[Shirley DeLoach has an incredible amount of mortgage lending experience, including serving as an underwriter with final approval power over loans.

In this Podcast Interview we cover many aspects, from First Time Homebuyers, to Condo Loans, and touch on ]]></itunes:subtitle>
	<content:encoded><![CDATA[Shirley DeLoach has an incredible amount of mortgage lending experience, including serving as an underwriter with final approval power over loans.

In this Podcast Interview we cover many aspects, from First Time Homebuyers, to Condo Loans, and touch on Reverse Mortgages.]]></content:encoded>
	<enclosure url="https://youtu.be/DH7pw85IJng" length="1" type="video/mp4"></enclosure>
	<itunes:summary><![CDATA[Shirley DeLoach has an incredible amount of mortgage lending experience, including serving as an underwriter with final approval power over loans.

In this Podcast Interview we cover many aspects, from First Time Homebuyers, to Condo Loans, and touch on Reverse Mortgages.]]></itunes:summary>
	<itunes:image href="https://zachkidd.com/wp-content/uploads/2024/09/ART-Podcast-Ep-05-First-Guest-Shirley-DeLoach.jpg"></itunes:image>
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	<itunes:explicit>false</itunes:explicit>
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	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[Zach Kidd, Realtor®]]></itunes:author>	<googleplay:description><![CDATA[Shirley DeLoach has an incredible amount of mortgage lending experience, including serving as an underwriter with final approval power over loans.

In this Podcast Interview we cover many aspects, from First Time Homebuyers, to Condo Loans, and touch on Reverse Mortgages.]]></googleplay:description>
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	<googleplay:explicit>No</googleplay:explicit>
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