VA Loan – What you need to get started – the right way!

Step 1:
Put ALL of your phone numbers (I mean ALL of them!) on the Federal and State Do Not Call Lists. These take 31 days to officially “seed”. You’ll be glad you did!

Step 2:
Getchoheadright! This is a MAJOR purchase. There is a lot of pressure. You need to be prepared for mental hassle.

Step 3:
Ah yes, the paperwork Bag Drag. Here is the list of what you will need:
– Certificate Of Eligibility (“COE”, naturally, because military & acronyms…)
– LES (and any other income sources – HA HA HA!!!) – Veterans/Retired – pay stubs from the last 3 months. Don’t stress if you recently changed jobs – it’s cool, especially if there was a pay raise involved.
– Tax Returns for 3 Years (Noobs won’t have these – no worries then!)
– Current Debts (Car Payment, Insurance, Credit Cards, etc.) and their payment amounts.

Step 4:
Keep it all in a binder, whether that’s a physical binder, or better yet, a digital binder.

You DID put your phone numbers on the DNC lists, RIGHT?!?!?